Re:New Broking
Broking without the agg.
Built to serve the market, not control it.
The Problem with Traditional Aggregators
- Margin pressure: cheapest wins, a race to the bottom
- Brand dilution: brokers & insurers become commodity capacity, a price on a panel
- Poor data quality: self‑declared risks, potential for fraud at worst & manipulation at best, high reliance on provider enrichment
- Click‑floors & CPA inflation: constant pressure on conversion, ever increasing costs
- Customer churn baked‑in: disloyalty is rewarded
- Competitor or supplier?: your main supplier is also your main competition, misaligned incentives
The Untapped Opportunity
- Lapsed Policies: 40%+ of policies leave every year with no revenue recapture
- Quote declines & MTAs: thousands of validated leads never monetised
- Customers still trust their broker/insurer: but they'll shop around without you
- Regulation & fairness: switching banks, utilities and mobile plans is seamless, why not insurance?
- No existing route marries retention, compliance, lead validity & incremental income
Meet Re:New
A regulated, embedded aggregation service that:
| For the customer | For the provider |
|---|---|
| One e‑mail, multiple live prices, no need to shop around | £25 commission every time a referred customer converts |
| Friendly hand-off from existing, trusted provider | Market‑leading £55 flat CPA, only when you win |
| High lead validity means panel providers can offer their best price | No bid auctions, no click floors, no ranking games |
| Switching is as easy as clicking and paying | Demonstrably fair value & Consumer‑Duty aligned |
Re:New turns a lapse into a win — for everyone.
How It Works
1
Risk identified
Uncompetitive renewal, decline, MTA, cancellation
2
Submit
Data sent securely to Re:New (API / CSV / via Percayso)
3
(Optional) Enrich
Percayso adds credit, claims & behavioural scores
4
Quote
Panel returns best live terms in seconds
5
Present
Branded e‑mail from the originating broker/insurer
6
Convert & Reward
Customer buys ➜ winner pays £55, originator earns £25
All fully logged, auditable and FCA‑friendly.
Two Ways to Play
1. Quote Provider
- Instant access to high‑intent, pre‑validated leads from your trusted peers
- Pay only on conversion - zero acquisition waste
- No minimum volumes, no click floors
- Expose those prices, products or schemes you'd usually reserve for non-aggregator business, Re:New leads are being introduced directly by their previous providers - zero opportunity for manipulation
2. Risk Provider
- Upload business you can't retain or write
- Earn £25 per converting policy - pure incremental revenue
- Protect your brand & maintain customer goodwill
- Collectively regain control of the market, put the power back in the hands of those who've earned that right
You choose the role that suits your model - or do both.
Why It Changes Everything
- Monetise your attrition: don't just lose business for nothing
- £25 per conversion: on customers you previously earned £0 from
- Verified data → lower loss ratios: a high-confidence marketplace for underwriters, like it used to be
- Consumer‑Duty ready: clear value, no hidden costs, no misaligned incentives or unsavory commercial pressures
- No tech marathon: turnkey via Percayso or lightweight direct API
- Zero CPA inflation: flat, transparent commercials from day one, returning sanity to the market
Powered by Percayso
- Seamless API connectivity to leading brokers and software houses
- Real-time enrichment at point of quote
- Predictive modelling options (e.g. propensity to lapse)
- Smart routing logic and risk scoring
- Trusted technical partner to the industry
Commercials at a Glance
| Role | You Pay | You Earn | When |
|---|---|---|---|
| Quote Provider | £55 CPA | n/a | Only if you win the business |
| Risk Provider | n/a | £25 referral fee | When your customer converts |
- No setup fee • No monthly minimums • Paid & reconciled monthly
- All fees fixed in contract
The Bigger Vision
- A collaborative network of brokers & insurers reclaiming the market, democratising aggregation & ensuring fairness
- A model which over time, rebalances negative market forces & re-empowers providers, we'll minimise your acquisition overheads, introduce you to the most valid leads available and help you monetise those thousands of risks you lose each year for nothing
- Scalable to motor, home, commercial vehicle and motorcycle markets, with plans for others too
Help us reshape the market — and own a stake in its future success.
Ready to Start?
1
Choose your role(s)
Quote, Risk Provider, or both
2
Sign our Terms of Business Agreement
3
Go live
Via Percayso or direct API in as little a few weeks
4
Watch lapses turn into revenue
Contact / Thank You
Thank you for taking the time to learn about Re:New Broking.
Ready to transform your approach to broking?